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Capital.com versus Trading212

UK-Belarusian broker Capital.com grew into one of the most dominant cryptocurrency brokers with 384 CFDs and a total asset selection of 6,400+. Cutting-edge trading tools include AI-assisted trade analysis and its educational app, Investmate. Traders may rely on the well-known MT4 trading platform or select the proprietary Capital.com Web Platform.

UK-Bulgarian competitor Trading212 offers Forex traders 180+ currency pairs and 10,000+ CFDs, catering to investors and traders alike. It deploys its proprietary web-based trading platform, also available as a mobile app, and presents fractional share dealing from as little as £1.00 plus its AutoInvest feature.

Both brokers maintain a secure trading environment. Capital.com and Trading 212 cater well to beginner traders, but Capital.com also supports algorithmic trading, notably missing at Trading212.

We have conducted an in-depth review of Capital.com and Trading212 to determine which one presents the better overall choice and which traders will benefit the most at either broker.

Headquarters
CyprusCyprus
Regulators
ASIC, CySEC, FCA, NBRB, SCBFCA, FSC Mauritius
Tier 1 Regulator(s)?
Owned by Public Company?
Year Established
20162006
Execution Type(s)
Market MakerMarket Maker
Minimum Deposit
$20 by card$1
Trading Platform(s)
MetaTrader 4, Proprietary platform, Web-basedMetaTrader 4, Proprietary platform
Average Trading Cost EUR/USD
0.6 pips1.9 pips ($19.00)
Average Trading Cost GBP/USD
1.3 pips2.9 pips ($29.00)
Average Trading Cost WTI Crude Oil
$0.03 $0.04
Average Trading Cost Gold
$0.30 $0.68
Islamic Account
Signals
US Persons Accepted?
Managed Accounts
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Features and Platforms

MT4
MT5
cTrader
Proprietary Platform
Automated Trading
DOM?
Guaranteed Stop Loss
Scalping
Hedging
One-Click Trading
OCO Orders
Interest on Margin
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Noteworthy:

Capital.com maintains a more sophisticated trading environment. Trading212 focuses on beginners but also offers UK ISA accounts.

Available Markets

Currency Pairs
N/A
Commodities
Crude Oil
Gold
Metals
Equity Indices
Stocks (non-CFDs)
Bonds
N/A
ETFs
Futures
Synthetics
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Capital.com shines with 138 currency pairs and 384 cryptocurrency CFDs. The overall choice of trading instruments remains well-balanced, with the bulk consisting of 5,899 equity CFDs and ETFs. Trading212 trumps Capital.com with its Forex selection of 180+ and its total asset list of 10,000+ but fails to present the same overall balance as Capital.com.

Typical Spreads and Fees

Average Trading Cost EUR/USD
0.6 pips1.9 pips ($19.00)
Average Trading Cost GBP/USD
1.3 pips2.9 pips ($29.00)
Average Trading Cost WTI Crude Oil
$0.03 $0.04
Average Trading Cost Gold
$0.30 $0.68
Average Trading Cost Bitcoin
$106 $46.59
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Both brokers offer a commission-free trading environment. The lack of transparency at Trading212, which merely notes the addition of spreads unless using Advanced Trade, remains unacceptable. Capital.com offers Forex traders a minimum spread of 0.6 pips or $6.00 per 1.0 lot. Trading212 notes a 0.50% currency conversion fee for CFD traders, 0.15% for investors.

Security and Trust

Country of the Regulator
Australia, The Bahamas, Belarus, Cyprus, United KingdomBulgaria, Cyprus, United Kingdom
Name of the Regulator
ASIC, CySEC, FCA, NBRB, SCBFCA, FSC Mauritius
Regulatory License Number
793714, 193225654, 319/17, 513393, SIA-F245609146, 398/21, RG-03-0237
Regulatory Tier
1, 5, 1, 1, 41, 1, 1
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Capital.com and Trading212 offer negative balance protection and an equally secure trading environment. Client deposits remain segregated from corporate funds, and operating subsidiaries in the UK and Cyprus have an investor compensation fund, up to £85,000 in the UK, and €20,000 or 90% of the portfolio in Cyprus.

Trading212 vs Capital.com – Verdict

Trading212

ProsCons
Market-leading currency and commodities selectionLow leverage for retail traders
Fractional share dealing and AutoInvestMT4 trading platform not available
YouTube educational channelLimited pricing transparency suggesting high trading costs
Low minimum deposits from as little as $1

Capital.com

ProsCons
Excellent Forex and cryptocurrency selectionLimited deposit and withdrawal methods for many international clients
A competitive commission-free pricing environment
Award-winning proprietary trading platform alongside MT4
High-quality educational section built around Investmate

Equity traders with smaller portfolios will appreciate fractional share investing at Trading212, but the overall trading environment offers higher quality tools across the board at Capital.com. The absence of MT4 and algorithmic trading at Trading212 is notable. Capital.com additionally features a competitive and transparent pricing environment. The Trading212 community confirms an unacceptable cost structure, and swap rates are five times higher than most competitors.

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FAQs

Why is Trading212 not recommended?

Trading212 features high trading costs and lacks overall transparency.

Is there a catch with Trading212?

Trading212 advertises low costs but features one of the most expensive pricing environments industry wide. Liquidity is also an issue, with excessive mark-ups during each session.

Is my money safe in Trading212?

Trading212 segregates client deposits from corporate funds, which remain safe per industry standards.

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