XTB versus AvaTrade

Traders at AvaTrade get the proprietary WebTrader, the mobile app AvaTradeGO, and Ava Option. Social traders can manage portfolios via Ava Social, ZuluTrade, and DupliTrade. Algorithmic traders may opt for the core MT4/MT5 trading platforms, upgraded via the Trading Central plugin, and both have embedded copy trading services. The lucrative partnership program with $250M+ in payouts offers excellent passive income generation.

XTB maintains a quality proprietary trading platform, additionally available as a mobile app. It features sentiment analysis, market commentary, and simplified trade and risk management, but the absence of algorithmic trading support is notable. Beginner traders get high-quality educational articles and in-house generated research.

We have conducted an in-depth review of AvaTrade and XTB to determine which one presents the better overall choice and which traders will benefit the most at either broker.

• Features and Platforms
• Available Markets
• Typical Spreads and Fees
• Security and Trust
• XTB versus AvaTrade- Verdict

Headquarters	Ireland	United Kingdom
Regulators	ASIC, BVI, Central Bank of Ireland, FFAJ, FSCA, KNF, MiFID	N/A
Tier 1 Regulator(s)?
Owned by Public Company?
Year Established	2006	2002
Execution Type(s)	Market Maker	Market Maker
Minimum Deposit	$100	$0
Negative Balance Protection		N/A
Trading Platform(s)	Other, MetaTrader 4, MetaTrader 5, Proprietary platform, Web-based+	Proprietary platform
Average Trading Cost EUR/USD	0.9 pips	0.1 pips ($1.00)
Average Trading Cost GBP/USD	1.5 pips	0.2 pips ($2.00)
Average Trading Cost WTI Crude Oil	$0.03	$0.04
Average Trading Cost Gold	$0.29	$0.36
Retail Loss Rate	77.82%	N/A
Minimum Raw Spreads	Not applicable	N/A
Minimum Standard Spreads	0.9 pips	N/A
Minimum Commission for Forex	Commission-free	N/A
Islamic Account
Signals
US Persons Accepted?
Managed Accounts
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Features and Platforms

MT4
MT5
MT4/MT5 Add-Ons		N/A
cTrader
Proprietary Platform
Automated Trading
Social/Copy Trading		N/A
DOM?
Guaranteed Stop Loss
Scalping
Hedging
One-Click Trading
OCO Orders
Interest on Margin
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Noteworthy:

The AvaTrade academy, SharpTrader, was spun out into a separate business unit and is one of the best educational resources. XTB caters better to scalpers and high-frequency traders.

Available Markets

Currency Pairs		N/A
Cryptocurrencies		N/A
Commodities
Crude Oil
Gold
Metals
Equity Indices
Stocks (non-CFDs)
Bonds		N/A
ETFs
Options		N/A
Futures
Synthetics
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AvaTrade and XTB maintain balanced asset selections, where the former offers broader sector coverage, and the latter features a higher quantity per sector. Neither broker has a comprehensive choice of currency pairs. AvaTrade offers Forex options and more currency pairs, granting it a lead, while XTB provides equity CFD traders more choices.

Typical Spreads and Fees

Average Trading Cost EUR/USD	0.9 pips	0.1 pips ($1.00)
Average Trading Cost GBP/USD	1.5 pips	0.2 pips ($2.00)
Average Trading Cost WTI Crude Oil	$0.03	$0.04
Average Trading Cost Gold	$0.29	$0.36
Average Trading Cost Bitcoin	$39	$100.00
Minimum Raw Spreads	Not applicable	N/A
Minimum Standard Spreads	0.9 pips	N/A
Minimum Commission for Forex	Commission-free	N/A
Deposit Fee		N/A
Withdrawal Fee		N/A
Inactivity Fee	$50 quarterly after 3 months	N/A
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The pricing environment for Forex traders is notably cheaper at XTB, with a minimum commission-free cost of $1 per lot versus $9 at AvaTrade. Therefore, XTB caters best to scalpers and high-frequency traders. Equity fees are lower at AvaTrade, where they remain commission-free, versus 0.08% charges at XTB, lower than most commission-based competitors.

Security and Trust

Country of the Regulator	United Arab Emirates, Australia, Ireland, Israel, Japan, British Virgin Islands, South Africa	Belize, Cyprus, Poland, United Kingdom
Name of the Regulator	ASIC, BVI, Central Bank of Ireland, FFAJ, FSCA, KNF, MiFID	N/A
Regulatory License Number	C53877, SIBA/L/13/1049, 406684, 45984, 1662, 190018, 514666577	000302/438, 522157, 169/12, 0000217580
Regulatory Tier	N/A	4, 1, 1, 1
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Both brokers segregate client deposits from corporate funds and maintain negative balance protection. AvaTrade is one of the most trusted brokers in the industry, but trading conditions are not equally competitive, dependent on the regulatory jurisdiction. The XTB UK and Cyprus have an investor compensation fund, and XTB is a publicly listed company in Poland.

AvaTrade vs XTB – Verdict

XTB

Pros	Cons
Outstanding trading costs, ranking among the best Forex spreads industry-wide	Limited deposit and withdrawal methods
Well-balanced asset selection with high leverage	Absence of MT4 and no algorithmic trading
Fast NDD order execution and deep liquidity
Quality training academy for beginner traders

AvaTrade

Pros	Cons
High-quality educational offering via SharpTrader	Higher trading costs typical of commission-free brokers
Excellent choice of trading platforms catering to various trading needs
Broad asset selection and cross-asset diversification opportunities
Well-regulated and trusted broker with oversight from a central bank

XTB offers equity traders, Forex scalpers, and high-frequency traders a broader choice of trading instruments and lower costs, but the absence of algorithmic trading is notable. Social or copy trading is unavailable, resulting in a services gap. Therefore, AvaTrade remains a more competitive overall brokerage, despite higher trading costs, where the geographic location makes a difference.

You might also be interested in reviewing the below broker comparisons:

• XTB vs FP Markets
• XTB vs ActivTrades
• XTB vs Markets.com
• Avatrade vs Exness
• Avatrade vs InteractiveBrokers
• Avatrade vs Trading212

Read full AvaTrade Review

Read full XTB Review