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XTB versus AvaTrade

Traders at AvaTrade get the proprietary WebTrader, the mobile app AvaTradeGO, and Ava Option. Social traders can manage portfolios via Ava Social, ZuluTrade, and DupliTrade. Algorithmic traders may opt for the core MT4/MT5 trading platforms, upgraded via the Trading Central plugin, and both have embedded copy trading services. The lucrative partnership program with $250M+ in payouts offers excellent passive income generation.

XTB maintains a quality proprietary trading platform, additionally available as a mobile app. It features sentiment analysis, market commentary, and simplified trade and risk management, but the absence of algorithmic trading support is notable. Beginner traders get high-quality educational articles and in-house generated research.

We have conducted an in-depth review of AvaTrade and XTB to determine which one presents the better overall choice and which traders will benefit the most at either broker.

Headquarters
IrelandUnited Kingdom
Regulators
ASIC, BVI, Central Bank of Ireland, FFAJ, FSCA, KNF, MiFIDN/A
Tier 1 Regulator(s)?
Owned by Public Company?
Year Established
20062002
Execution Type(s)
Market MakerMarket Maker
Minimum Deposit
$100$0
Negative Balance Protection
N/A
Trading Platform(s)
Other, MetaTrader 4, MetaTrader 5, Proprietary platform, Web-based+Proprietary platform
Average Trading Cost EUR/USD
0.9 pips0.1 pips ($1.00)
Average Trading Cost GBP/USD
1.5 pips0.2 pips ($2.00)
Average Trading Cost WTI Crude Oil
$0.03 $0.04
Average Trading Cost Gold
$0.29 $0.36
Retail Loss Rate
77.82%N/A
Minimum Raw Spreads
Not applicableN/A
Minimum Standard Spreads
0.9 pipsN/A
Minimum Commission for Forex
Commission-freeN/A
Islamic Account
Signals
US Persons Accepted?
Managed Accounts
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Features and Platforms

MT4
MT5
MT4/MT5 Add-Ons
N/A
cTrader
Proprietary Platform
Automated Trading
Social/Copy Trading
N/A
DOM?
Guaranteed Stop Loss
Scalping
Hedging
One-Click Trading
OCO Orders
Interest on Margin
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Noteworthy:

The AvaTrade academy, SharpTrader, was spun out into a separate business unit and is one of the best educational resources. XTB caters better to scalpers and high-frequency traders.

Available Markets

Currency Pairs
N/A
Cryptocurrencies
N/A
Commodities
Crude Oil
Gold
Metals
Equity Indices
Stocks (non-CFDs)
Bonds
N/A
ETFs
Options
N/A
Futures
Synthetics
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AvaTrade and XTB maintain balanced asset selections, where the former offers broader sector coverage, and the latter features a higher quantity per sector. Neither broker has a comprehensive choice of currency pairs. AvaTrade offers Forex options and more currency pairs, granting it a lead, while XTB provides equity CFD traders more choices.

Typical Spreads and Fees

Average Trading Cost EUR/USD
0.9 pips0.1 pips ($1.00)
Average Trading Cost GBP/USD
1.5 pips0.2 pips ($2.00)
Average Trading Cost WTI Crude Oil
$0.03 $0.04
Average Trading Cost Gold
$0.29 $0.36
Average Trading Cost Bitcoin
$39 $100.00
Minimum Raw Spreads
Not applicableN/A
Minimum Standard Spreads
0.9 pipsN/A
Minimum Commission for Forex
Commission-freeN/A
Deposit Fee
N/A
Withdrawal Fee
N/A
Inactivity Fee
$50 quarterly after 3 months N/A
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The pricing environment for Forex traders is notably cheaper at XTB, with a minimum commission-free cost of $1 per lot versus $9 at AvaTrade. Therefore, XTB caters best to scalpers and high-frequency traders. Equity fees are lower at AvaTrade, where they remain commission-free, versus 0.08% charges at XTB, lower than most commission-based competitors.

Security and Trust

Country of the Regulator
United Arab Emirates, Australia, Ireland, Israel, Japan, British Virgin Islands, South AfricaBelize, Cyprus, Poland, United Kingdom
Name of the Regulator
ASIC, BVI, Central Bank of Ireland, FFAJ, FSCA, KNF, MiFIDN/A
Regulatory License Number
C53877, SIBA/L/13/1049, 406684, 45984, 1662, 190018, 514666577000302/438, 522157, 169/12, 0000217580
Regulatory Tier
N/A4, 1, 1, 1
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Both brokers segregate client deposits from corporate funds and maintain negative balance protection. AvaTrade is one of the most trusted brokers in the industry, but trading conditions are not equally competitive, dependent on the regulatory jurisdiction. The XTB UK and Cyprus have an investor compensation fund, and XTB is a publicly listed company in Poland.

AvaTrade vs XTB – Verdict

XTB

ProsCons
Outstanding trading costs, ranking among the best Forex spreads industry-wideLimited deposit and withdrawal methods
Well-balanced asset selection with high leverageAbsence of MT4 and no algorithmic trading
Fast NDD order execution and deep liquidity
Quality training academy for beginner traders

AvaTrade

ProsCons
High-quality educational offering via SharpTraderHigher trading costs typical of commission-free brokers
Excellent choice of trading platforms catering to various trading needs
Broad asset selection and cross-asset diversification opportunities
Well-regulated and trusted broker with oversight from a central bank

XTB offers equity traders, Forex scalpers, and high-frequency traders a broader choice of trading instruments and lower costs, but the absence of algorithmic trading is notable. Social or copy trading is unavailable, resulting in a services gap. Therefore, AvaTrade remains a more competitive overall brokerage, despite higher trading costs, where the geographic location makes a difference.

You might also be interested in reviewing the below broker comparisons:

Read full AvaTrade Review
Read full XTB Review

FAQs

Is XTB better than AvaTrade?

It depends on traders and which strategies they wish to execute. AvaTrade caters better to most retail clients, except for long-term equity traders, scalpers, and high-frequency traders who prefer a manual approach.

Should I use AvaTrade?

AvaTrade presents a competitive product and services portfolio, serving many retail traders well. Demanding high-volume, high-frequency traders will find the higher trading costs unsupportive of their trading requirements.

How reliable is XTB?

XTB has catered to clients since 2002, is a publicly listed company in Poland, and complies with five regulators. Therefore, it ranks among the most reliable brokers.

What type of broker is XTB?

XTB is an NDD multi-asset CFD broker but can act as a market maker.

How do I put money in my XTB account?

The secure back-office handles all financial transactions at XTB, which offers five funding methods.

Can I use AvaTrade in the USA?

AvaTrade does not accept US-based or US person traders.

How long do AvaTrade withdrawals take?

AvaTrade processes withdrawal requests between 24 to 48 hours. Depending on the payment processor and geographic location of traders, it may take up to ten business days for clients to receive funds.

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